PersonalBusinessFind a branchHelp & supportසිංதமிழ்

SME finance

Patient capital for ambitious Sri Lankan businesses.

Working-capital and term-finance structures to help established enterprises invest, expand and become more resilient.

CBFL customer journey
CBFLClear terms.
Human support.
01Working capital02Equipment and expansion03Relationship-led assessment

Why it works

Designed for a decision
you can stand behind.

Every application is assessed individually. Eligibility, rates, fees, security and final terms depend on the product and your verified circumstances.

01

Built around the business cycle

Structure repayments with consideration for trading patterns, projected cash flows and the purpose of funding.

02

Decisions with context

We look at the operating story behind the numbers and discuss risks, mitigants and milestones with you.

03

Support beyond disbursement

Maintain a direct relationship for reviews, additional needs and practical financial conversations.

Plan with confidence

What could your monthly payment look like?

Indicative monthlyLKR 58,821

This estimate is for planning only. It excludes fees, insurance and other charges and is not an offer of finance.

Get a tailored quote ↗

The journey

Five steps.
No mystery.

We will tell you what is needed, what happens next and when a decision or document sits with you.

  1. 01Discuss the growth plan
  2. 02Share business and financial records
  3. 03Complete a cash-flow assessment
  4. 04Review security and terms
  5. 05Sign and draw down

Useful answers

Before you apply.

Specific requirements vary. A CBFL specialist can explain the complete process for your circumstances.

Ask another question↗
What can the facility fund?+

Eligible uses may include working capital, machinery, fit-outs, vehicles and well-supported expansion expenditure.

How much history is needed?+

Requirements vary by facility. Existing businesses are typically asked for registration, bank statements, tax records and recent financial information.

Is collateral always required?+

Security depends on the amount, purpose, credit profile and product. Your relationship manager will explain the proposed structure.