Finance that fits the plan
Structure the facility around your verified income, property journey and comfortable monthly range.
Personal finance
A clearer path to the place you call home.
Flexible home finance designed around real milestones—from purchasing and construction to renovation and refinancing.
CBFLClear terms.
Human support.
Human support.
Why it works
Designed for a decision
you can stand behind.
Every application is assessed individually. Eligibility, rates, fees, security and final terms depend on the product and your verified circumstances.
Guidance at every stage
A named specialist helps you understand documents, valuations, approvals and disbursements.
Room for life to change
Discuss repayment options and protection choices before you commit, with costs explained upfront.
Plan with confidence
What could your monthly payment look like?
Indicative monthlyLKR 58,821
This estimate is for planning only. It excludes fees, insurance and other charges and is not an offer of finance.
Get a tailored quote ↗The journey
Five steps.
No mystery.
We will tell you what is needed, what happens next and when a decision or document sits with you.
- 01Tell us about your property goal
- 02Share income and property documents
- 03Review the tailored offer
- 04Complete valuation and legal checks
- 05Confirm and receive funds
Useful answers
Before you apply.
Specific requirements vary. A CBFL specialist can explain the complete process for your circumstances.
Ask another question↗Can I apply before finding a property?+
Yes. An initial conversation can help you estimate an affordable range. Final approval remains subject to a selected property, valuation, legal review and credit assessment.
Can joint income be considered?+
Joint applications may be considered where both applicants meet the relevant eligibility and verification requirements.
What costs should I plan for?+
Typical costs may include valuation, legal, insurance and government charges. Your adviser will outline applicable fees before acceptance.